If you are a UK resident and need a personal loan - we can help! Whether you are looking for cheap unsecured personal loans, secured loans or even a guaranteed car loan we will have a deal that will appeal to you. With so many loan companies fighting for your business there are many personal loan offers that may be cheaper than what you have been quoted already.

There are different aspects to consider when applying for an UK unsecured loan. Do you wish to take out insurance with your loan? If you do there is a much higher possibility of having your application being accepted, the loan company will find this a 'safer' proposition as they safeguard themselves against loss if you were to default on your repayments. The insurance also earns the loan provider higher profits too!

These unsecured loan rates can vary enormously between lenders, sometimes the swing being as much as 5%, which can be a massive difference to the repayments. A cheaper apr means that you can repay the loan more quickly or leave some extra funds for day to day living, that has to be your personal choice.

Car loans are an expensive form of personal loans. The apr of these loans can range anywhere from 15% up to 40% depending on your credit history and circumstances. We have listed some of these types of loans for you but if at all possible try to stay away as they are not cheap loans.

There are also secured loans which are loans designed for those with a poor credit history, normally referred to as a bad credit loan, or other loan applicants who want a substantially larger loan amount that is available with an unsecured loan. A secured loan is defined as a loan with the security of your home tied to it, meaning you could lose your home if you default on your payments.

If you run into financial difficulties with your UK unsecured loan try to contact your personal loans provider to explain your situation, they will generally be sympathetic to your cause, if you notify them before you default on any loan repayment. In most cases the loan repayment can either be deferred for a set amount of time or the repayment schedule of the personal loan can be increased therefore reducing the payments.