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Morgan Stanley Loan Review

Morgan Stanley personal loans

Morgan Stanley are an American based financial institution that is now making an impact in the UK with the Morgan Stanley personal loan.

There are two basic tiers for the Morgan Stanley loan depending on the loan amount that people apply for. The typical apr is 7.9% for loan applications that are £5,000 or more, for amounts less than £5,000 the typical apr is 10.9%.

Taking the typical apr into consideration the people who may get most value from a Morgan Stanley loan are those who apply for amounts less than £5,000. If you are applying for amounts greater than this check our personal loan section for the latest low rate personal loan offers.

With the Morgan Stanley loan there is no arrangement fee, you can have your funds transferred directly into your bank account within 24 hours (therefore no waiting for couriers to arrive with your cheque), choose your repayment period of between 1 to 7 years and there is also no early redemption penalty if you wish to pay off your loan before the term runs out(other providers may charge up to 2 months interest).

 

 
   
 
Quick Summary Box
Loan Amounts and APR's £1,000 to £4,999 - 10.9% typical
£5,000 to £25,000 - 7.9% typical
Loan Repayment Periods 1 to 7 years
Early Repayment Penalties None
Comments The Morgan Stanley personal loan ideally suited for those applicants seeking a loan under £5,000, with a typical apr on this amount 10.9%, one of the lowest rates for that loan amount. With no arrangement fee, no early redemption penalty and 24 hour funds transfer, direct into your bank account.
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